Low Cost Individual Health Insurance -- Ways To Attract It

How far have you gone in ensuring you get the cheapest individual health insurance rates? Have you restricted yourself to only recommendations that your friends shared with you a years ago? Won't you love to get more tips considering that will translate to more massive savings? Then see if you've thought of these...

1. You can have your kids insured through state plans if you want to reduce your cost. Howbeit, not everyone can benefit from these plans.

These plans are usually either free or require little payment. If you have a kid with a special health condition, you will save much if you insure such a child through a state plan.

2. Using tobacco in any form will add to your individual health insurance rates. Individuals who snuff or chew tobacco will also pay higher rates than those who don't

So for your health and cheaper rates, quit using any tobacco product.

3. Making use of free clinics will help you bring down your cost. These free clinics will take care of simple things like providing you with medical advice, blood pressure checks etc. Clinics like these are usually some form of community service.

4. Lose weight and your individual health insurance rates will reduce. An insured's Body Mass Index (BMI) is a serious factor that affects how much an individual pays as rate.

A high Body Mass Index will always attract a high premium all other things being equal. If your BMI rating is high it simply means that your weight is too much for your height. Do your best to shed excess weight because dropping as little as a few pounds could put you in another Body Mass Index rating which means lower rates.

5. Buying your prescriptions online is a sure way to bring down your health care costs. You can also be given affordable prices if you buy by phone. The internet lowers the cost of doing business and pharmaceutical companies or groups who sell their drugs online do so at cheaper rates. But if you've chosen to buy online try to find out a little about whom you're buying from because there are wolves on the internet. Organizations like BBB can tell you if a company is trustworthy or not so do not fail to check.

This is quite very important as you won't want to endanger your life all in the name of making savings. Checking with BBB online and other such services will help you stay safe while you buy at the best prices online.

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